because of the proper, they doesnt number should your extra is done towards the loan or the c/a good, it is still principal reduction in the event the the in both certainly it. because of the leftover. we wouldnt know how it really works there. (consult their own once more perhaps?)situation 2 = semi-flexi has only step 1 account. to make sure that the to attenuate your dominating, the bucks Have to borrowing to the property financing account (at the mercy of LO TnC). people payment designed to the c/a has nothing in connection with your principal since these accs aren't connected. so that the second administrator are "korek". =)
In fact to have scenariio step one= I asked new administrator concerning your traditional financing, she told you perhaps not flexi up coming suggest me personally better to capture almost every other completely flexi package.
Scen 2= https://elitecashadvance.com/installment-loans-wa/ so this is "korek" haha. Your function whatever most commission so you're able to mortgage a great/c tend to deduct the primary amte compared to that LO, how about brand new T&C stated that we must render advance observe and make additional fee. nevertheless administrator told me not require because their LO perhaps not update, the new LO nevertheless according to research by the old one, nevertheless the bank operating system currently enhance. How come ? I'm frightened just after finalizing often be sorry for after, all mth must observe lender to offer advance payment .
Have got to up-date financial?
.As to why you should never particularly totally flexi? If any day build down payment needs to posting bank, i wld as an alternative capture fully flexi. Save your time.
Read along with Hleong islamic zero securing period, guarantee you can give us if you had one futher information. Thx.
Indeed to possess scenariio step one= I asked new manager about your antique financing, she told you maybe not flexi up coming recommend myself best to bring almost every other completely flexi package.
Scen dos= making this "korek" haha. Your function whichever most commission to help you loan good/c have a tendency to deduct the primary amte to this LO, think about the fresh new T&C stated that we should instead give get better find and make extra payment. although officer told me not need since their LO not enhance, the fresh LO nonetheless according to the old one to, nevertheless bank system already modify. How does ? I am afraid once signing have a tendency to be sorry for after, the mth must observe lender supply advance payment .
Got to upgrade bank?
.As to the reasons never such as totally flexi? Or no time create down payment needs to upgrade bank, i wld instead need completely flexi. Save time.
Read together with Hleong islamic zero locking period, pledge you can share with us for folks who had any futher information. Thx.
if its partial or full flexi, its basically the same. imagine of it while the a handbook vehicle otherwise auto vehicle. highest FC and up-continue charge towards the benefits versus a lot more foot work at decreased maintaince costs. relatively talking.
off personal point of view, i shall state wade full-flexi if you possess the most cash and if you supposed to help you move the money very often.
i am not entirely sure regarding the UOB's pratices, but you can be talk to brand new officers what type of see to make the more fee? over-the-counter observe, 1 month find beforehand etcetera.
Does any one with this particular loan bundle. Pls express some light to me. My personal priority 's the advance/prepayment. Can you imagine mthly payment was RM1k, and i shell out RM1.5k the mth for the mortgage good/c. Does the RM500 often deduct regarding Principal amt , up coming reducing the notice charges?
One said"No", the excess commission commonly park from the a beneficial/c and you may use once the a mthly fees when owed. Notice needs to be made available to lender when the require the other commission are deduct the primary. She suggest us to consume a full flexi real estate loan.
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